If you’ve ever been involved in a car accident, you know that the process of dealing with the aftermath—claims, repairs, courtesy vehicles—can be overwhelming. Most drivers rely on their car insurance to handle everything, but there’s another solution that can make life much easier: accident management services

Car accidents are stressful, but dealing with insurance claims afterward can feel like a whole new challenge. One of the most important aspects to understand is whether your accident will be classified as a fault claim or a non-fault claim—and how that impacts you as a driver. The difference between the two determines who pays for the damage, how it affects your insurance, and what kind of support you might need along the way.

Being involved in a car accident is stressful enough, but when you're not at fault, the situation can be even more frustrating. However, if you’re armed with the right knowledge, you can navigate the process with ease. In this article, we’ll dive deep into what non-fault claims are, how they work, and why choosing the right accident management company can make all the difference.

Accidents happen. Whether it’s a minor fender-bender or something more serious, no driver wants to deal with the aftermath of an accident. And while filing a claim is stressful enough, there’s an added frustration for many drivers: the fear that their insurance premium might increase, even if the accident wasn’t their fault.

But should your premium really go up after a non-fault claim? The answer is no—and here’s why.